Senior Tax Deduction for 2025–2028
- Goodman Bookkeeping Team
- Jan 5
- 1 min read
Beginning with the 2025 tax year, eligible taxpayers age 65 and older may qualify for a new temporary federal tax deduction. The Senior Deduction allows up to $6,000 per qualifying individual for tax years 2025 through 2028. Married couples must file married filing jointly to claim the deduction for both spouses.
This deduction applies whether you itemize deductions or take the standard deduction, although it does phase out at higher income levels. While it does not eliminate tax on Social Security benefits, it can significantly reduce taxable income for seniors who qualify.
Because eligibility is based on age, filing status, and income, early planning is key. Reviewing your tax situation ahead of time can help ensure you qualify and maximize the benefit available under this provision.
Source: IRS Newsroom, Tax Deductions for Seniors https://www.irs.gov/newsroom/one-big-beautiful-bill-act-tax-deductions-for-working-americans-and-seniors
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